Pengaruh Literasi Keuangan dan Karakteristik Kepribadian Terhadap Persepsi Risiko dan Dampaknya pada Keputusan Investasi Gen-Z di Jakarta

Abstract

This study aims to determine the effect of financial literacy and personality traits on risk perception and its effect on investment decisions of Generation Z in Jakarta. This study is a quantitative research and used survey method to gain the data. The data was obtained by using questionnaires. Questionnaire was distributed by Google form to 188 respondents and analyzed by using SPSS 22.0 version. Purposive sampling was implemented as sampling technique. The result from the t-test (hypothesis testing) shows that financial literacy, conscientiousness, dan neuroticism affect on risk perception of Gen-Z in Jakarta. While, financial literacy, openness to new experience, extraversion, and risk perception effect the investment decisions of Gen-Z in Jakarta.